Laso Finance (LASO)

Laso Finance is a fiat funding layer that aims to return Web3 users their right to privacy at a time of emerging control and industry oversight.

Typically, to spend crypto, Web3 users need to transfer crypto from their wallet to bank-like centralized exchanges and, after completing KYC verification, convert crypto to fiat. Instead, the Laso Finance offers users a new way of spending crypto outside Web3, minimizing the need for KYC verification.

It allows users to access prefunded cards and fund their existing cards via bank transfers by simply connecting their wallet and verifying a nonce on the app. The flow is: users send crypto to the Laso treasury > platform converts funds to fiat using collaborations with banks > Laso crypto card provides the user with fiat, while charging a conversion fee. They can be received in the form of:

• Pre-paid cards: Users receive a platform-issued prefunded Laso Finance card with fiat for spending outside Web3;
• Debit card funding: The protocol can send debit card transactions via fiat, funding their own debit card if needed.
• Gift cards: On top of that, the Laso Finance crypto app features its own set of gift cards that can be acquired for crypto, providing users access to all major shops and services via crypto.

On top of that, Laso Finance is working on providing AI agent owners access to the same set of financial services for agentic spending purposes. However, unlike most features on the app, agentic owners have to complete KYC verification.

Read more about the Laso Finance crypto card no KYC products in its docs.

🪙 Laso Finance token: $LASO is a governance token representing ownership over the platform's treasury and intellectual property. Token holders are able to vote on major business decisions and token utility integrations, for example, fee discounts, fee-free cards, buybacks, dividends, or acquisitions.

On June 26, 2026, the platform announced a $LASO ICO on the MetaDAO launchpad, aiming to raise $750K at a $3M FDV. Based on this, the CoinLaunch team conducted a complete Laso Finance review and identified the following pros and cons:

✅ Laso Finance pros:

• Decent concept with a unique selling point - private crypto-to-fiat conversions;
• Performance-based team vesting;
• Low sale FDV ($3M);
• Over $1M in total and $34K monthly revenue;
• Relatively healthy FDV-to-monthly-revenue ratio (88x);
• 100% token unlock;
• Historically, MetaDAO sales have concluded with profit for retail investors.

❌ Laso Finance cons:

• No security audit;
• Very weak digital marketing;
• Weak tAoken utility on the moment of the token sale;
• No top-tier partnerships except for MetaDAO have been found;
• No leading backers;
• The only public team member is Hunter Monk.